Author Archives: Haley Conklin
Author Archives: Haley Conklin
Everyone loves a good joke, even those in our elderly generation. There are so many jokes out there with punchlines about old age and our elders that will make them laugh out loud. Whether its a funny one liner or quote about retirement on a card, or a cartoon posted on a billboard, you are surrounded with old age jokes throughout the day.
You can find jokes about aging everywhere nowadays, but here are the top 5 old people jokes to tell any senior:
Three sisters ages 96, 94 and 92 all lived in the same house. One night the 96 year old sister went to take a bath upstairs. While she was putting her foot into the bathtub she stopped. She then called out to her other sisters and asked them, “Was I just getting into the bathtub or getting out?”
“You fool,” the 94 year old sister said. “I'll come upstairs and take a look.” As she reached halfway up the stairs she stopped and called out to the youngest sister, “Was I going upstairs or downstairs?”.
The youngest sister was sitting at the table in the kitchen drinking some tea and said to herself, “I hope I don't become that forgetful” and knocked on the wood on the table. The 92 year old sister shook her head and yelled to her sisters, “I'll be there to help both of you after I see who knocked on the door.”
A bus driver was driving a whole tour bus of elderly men and women down a highway. As he was driving one of the little old ladies tapped him on the shoulder to offer him a handful of peanuts that he gratefully accepted.
15 minutes pass and she comes back with another handful of peanuts. This happens about five more times. The bus driver finally decides to ask her, “Why don't you eat the peanuts yourself?” She replied and said “We have no teeth so we aren't able to chew them.”
Confused, he asks, “If you can't chew them, why do you buy them?” She replied “We get them just for the chocolate around them. We love it!”
3 nursing home residents were talking about aging outside of their nursing home. The 60 year old resident said “60 is the worst age to be. You constantly feel like you have to pee but most of the time nothing happens.”
The 70 year old resident responds “That's nothing compared to being 70. You can't take a crap anymore. You eat all of the bran and take laxatives you can and still nothing happens.”
The 80 year old said, “You're both wrong. 80 is actually the worst.”
The 60 year old asked the 80 year old, “Do you have trouble peeing too?” He responded, “No. I go at 6 every morning. I have no problem at all.”
The 70 year old asked him, “Do you have trouble taking a crap?” “No, I go at 6:30 each morning” the 80 year old responded.
The 60 year old said “Let me understand you clearly. You go #1 every morning at 6am and #2 every morning half an hour later. What's so hard about being 80?”
The 80 year old concluded, “All of those things are true, but I don't wake up until 10am.”
One night a state cop saw a car riding along at 22 miles per hour. He put on his lights and pulled the car over. He approached the window and saw that there were 5 old ladies in the car that looked shocked and pale.
The old lady who was driving said “Officer, I don't get why you pulled me over. I was going the speed limit exactly. What is the issue?”
He said “Ma'am you were not going over the speed limit, however driving under the limit is dangerous too.”
The lady responded, “I disagree sir. I was going 22 mph, the exact speed limit.”
The officer laughed and said “22 is not the speed limit, it is the route number.” Feeling embarrassed she thanked the police officer.
He stopped and said “Before I let you go, is everyone ok? The other ladies seem a bit unsettled.” The lady responded and said “Oh they will be fine in a minute. We just got off of route 119.”
An elderly couple went to McDonald's and ordered a burger, fries and a soda. A man next to them saw the old man split everything in half.
He went over to the table and offered to buy them each a meal if they couldn't afford it. The old man appreciatively declined and said that him and his wife shared everything in the 40 years they were together.
He went back to his own table and then noticed the old woman wasn't eating. She was just sitting there. He went back over to the couple and asked why she wasn't eating. She then said, “It's only because it's my husband's turn to use the teeth.”
Fidget spinners are the latest fad of 2017, primarily amongst young children. You have probably seen them on the news, in a classroom or sported by a young kid. These toys are the latest tools in helping with anxiety and keeping focused. The debate on whether or not these gadgets are actually tools or toys, has been a long going challenge. Despite the controversy, some say that these toys might actually help.
Along with stress balls, rubix cubes and other toys used to keep little hands busy, fidget spinners have the same purpose. However, these toys aren't just made for children.
If you don't have internet, television or grandchildren, you might not have seen a fidget spinner in action. So you might be wondering what exactly to do with them.
Users spin the toy between their fingers to help them mentally or just for fun. There are so many different fidget spinner tricks and fidget spinner games out there that have come from these popular toys.
For patients with dementia or Alzheimer's, it is very important for them to engage in some kind of activity. Which is why some people even recommend the popular fidgeting toy to elders with dementia.
When dementia patients get agitated, it can sometimes be a difficult task to try to calm them down. Fidget toys are said to help calm an agitated mind by giving them something else to focus on. For some elders with dementia there is a limited list of what they are able to do. The good thing about fidget spinners is that they are simple to work.
The spinners come in a variety of different colors, sizes and materials, but what makes these especially great for senior living facilities, is that they don't make a lot of noise.
Not just for elders with dementia is a fidget spinner handy, but for those with arthritis as well. Because the spinners can fit into someone's hand, they can help strengthen the muscles in the hands and fingers to maintain the ability to use them. Using these muscles helps to reduce stiffness and pain in joints.
Fidget spinners can help with the physical well being of our elders, but also with their social well being. It provides a way for grandparents and great-grandparents to connect with their grandchildren. These youngins' have probably heard of fidget spinning, if they don't already have one themselves. Children will be ecstatic to know that their elder family members play with the same things they do.
They might be able to teach you a few tricks too.
Following the trend of the rest of the youngsters in the world, staff at Senior Star Living Facilities started a program for their memory care residents to utilize fidget spinners.
The program allows residents to freely use fidget spinners that are found in the common areas of the facility. They can choose to keep the tools for as long as they like and many residents actually do.
One of the residents of the memory care facility has a collection of fidget spinners, but also uses a fidget cube to help fall asleep at night.
The executive director of the facility told McKnight's Senior Living, “Staff brainstorming prompted the research. Knowing that many interventions that have been effective with children with autism or ADHD have also been effective for those with dementia, we thought this would be beneficial to test out.”
They started the program with one specific resident in mind, but were surprised when other residents became curious too.
Through this program, the facility is measuring little things such as:
Staff at the facility are hopeful that the results from the program will indicate that there are residents who have benefited from the activity.
For years, adults and children have looked to other objects to manage their fidgeting. Pencils, rocks, paper clips and stress balls have some new competition to watch out for these days.
As a caregiver, don't overlook the fidget spinner craze as just for children. It might just help to look into this new fad to see if it works for your patient or loved one.
You can find metal fidget spinners, light up fidget spinners and so many other cool ones! Below are just a few simple fidget spinners on Amazon that we would recommend to seniors.
Famous Actress, Kristen Bell was filming the upcoming movie, “Like Father” in Florida shortly before the monster hurricane Irma was expected to hit.
By the time she was done filming and ready to leave, she was not able to evacuate elsewhere prior to the arrival of the category 4 hurricane. She decided to wait out the storm at the Disney World Swan and Dolphin Resort.
When she discovered that several thousand nursing home residents had evacuated to the same hotel she was staying in, she wanted to “brighten their days”.
She posted a selfie onto her Instagram, and captioned “We are gonna make lemonade outta Irma as best we can and I'm fueling up the only way I know how in order to call a few hours of BINGO!”
Bell posted several photos of her and some of her new friends to her Instagram account. She even posted a video of herself and John, who she called her “new side piece in Orlando,” singing a duet of ‘You Are My Sunshine'.
Below is a photo of the actress hugging a resident from Atria Senior Living. She says “Guys, Corey cries when she's happy too!!!! #soulmates”.
At the hotel on Monday night, late night show host Jimmy Kimmel shared a video call with Bell. She told Kimmel, “We're all safe and sound here. We've been making the most of a crazy situation.”
While in Orlando, the actress also visited Meadow Woods Middle School and performed “For the First Time in Forever” from Disney's “Frozen” for some evacuees staying there.
While at the shelter Bell expressed, “I hope maybe some of these songs are running through your head the rest of the day and will take your mind off the hurricane.”
Not only did she stop at encouraging others, she literally saved lives too. Other Hollywood Actor, Josh Gad, posts a photo of Bell and his parents. He captioned, “literally saved my parents and my entire family tonight from #hurricaneirma. When they were stranded in Florida, she got them a hotel room at her hotel in Orlando and saved them, my brothers, my sister-in-law and niece and nephew. They don't make them like this girl. Thank you Kristen You are truly an angel sent from above.”
If this story about this famous actress spreading love and encouragement to seniors inspires you, please SHARE this!
Story Credits: huffingtonpost.com
Caregiving is one of the most rewarding industries you could get into, yet it is also difficult at times. If you feel overwhelmed or frustrated sometimes, you are not alone. However, you can make it easier for yourself by seeking out advice from others in the industry. If you learn to manage stress and know where to go to for advice, it makes such a big difference in your caregiving career.
We reached out to several expert caregivers for you, to see what advice they think every caregiver should have.
“We caregivers are a quirky bunch. Work is play for us. We dive in, dig deep and don’t come up for air until… well… when we’re gasping and need a lifeline. This is not a good strategy and we know it, but we’re all guilty of it. When caring for someone who depends on us to help them make it through the day, we do our best in earnest. Whether it’s simple companionship or much more such as help with feeding and toileting, we need to acknowledge our limits, set down our superhuman capes and get some help.”
– Brenda Avadian
MA from TheCaregiversVoice.com
“Stress and caregiving, especially for an older adult, seem to go hand in hand especially for sandwich generation carers.
There is just too much to do and too little time to accomplish everything! Caregiver burnout caused by stress for those who keep trying to do it all is a growing problem and one that can be prevented. Building a network on which you can rely is key to reducing your caregiving stress.
A network could include:
Your network is built with people you can trust to work in your stead, accomplish tasks and support you on your journey.
Asking for their help when needed is not a failure but a way to reduce your stress so you can keep caring.”
“As caregiver, we often feel like the loved ones we care for are more vulnerable than we are, so we put our own needs last. But we need to realize that caregivers are very vulnerable too! We have high stress levels, are more likely to have depression and to rate our health as poor. If we don't care for ourselves, we may become unable to care for our loved ones.
I liken it to my car – I don't expect it to run on empty and I can't expect my car to! As caregivers, we need to keep filling our own tanks too! It's not selfish, it's just practical. Find ways to move that needle on your own “fuel” gauge. What gives you energy? What nurtures your soul? What relaxes you? What keeps you healthy? What motivates you to keep on going?
We all need to have:
1) Quick tank fillers – what can you do for a quick boost in 5 or 10 minutes? Drink a cup of coffee, make quick phone call, practice meditation or mindfulness, connect on social media etc.
2) Premium fill-ups: take a walk, get a few hours away, take a class, go to a movie.
3) full time-ups: take a vacation!
4) Routine maintenance: prioritize adequate and quality sleep, eat healthy foods, get exercise, go for routine and preventive medical appointments.
A balance of all these will help keep your tank on the full side AND help you be a better caregiver.”
Caregiving Expert, Author, Speaker, Consultant
What I discovered as a caregiver is in order to be successful in the role you must meet the person where they’re at. In caring for someone with Alzheimer’s or Dementia this may not be the easiest thing to do, because you want the person afflicted with the illness to be who you once knew them to be, but now you’re required to re-learn communication or at least you should. Regardless of behavioral changes, your patient or loved one is still in need of patience and understanding. You have to remember to speak to them and not at them, use simpler language, and keep choices to a minimal few.
Another successful tip is to get them engaged in little tasks, tasks that can help you while giving them a sense of accomplishment. Be organized, try to forecast your needs, appointments and things to do and remember to try to have fun in the journey. Caregiving is a great test, but if you allow yourself you can find joy and reward in this role.
-Pamela Rivers, confessionsofamastercaregiver.com
Multimedia Journalist, Blogger and one of Maria Shriver's Agents of Change
“When I moved back to Texas to help care for my parents, I was a rookie caregiver. I’d never had kids and had lived in New York and LA for thirty years. I had not the slightest idea how to deal with a mother suffering from Alzheimer’s. Spending six days each year at Christmas and a quick summer visit don’t begin to prepare you for that emotionally wrenching disease.
Six weeks after arriving in Austin, I was still reeling from my mother’s refusal to wear just five of the sixty dresses in her closet. She thought the others were stolen and would not be dissuaded from this belief. She was no longer living in the land of logic. Then she asked if we could go see her sister in Smithville, a small town about an hour’s drive away. There was only one problem: her sister had been dead for 8 years and I was too new at caregiving to avoid sharing this painful truth.
I said, “Mama, we can’t go see Estelle. She’s in heaven.” This was a terrible shock to Mother who began weeping, shaking, and reliving that death for the next twenty minutes. I knew I’d done something wrong, but all I did was tell the truth. The next day I got an emergency appointment with an Alzheimer’s expert and explained the situation. She gave me the best single piece of advice I ever received about caregiving. She said, “Jim, stop trying to bring your mother into your world. She can’t go there anymore. Instead, you have to go into her world.” I let that wisdom sink in and understood it immediately. For the next 14 years, as her cognitive abilities and speech slowly left her, I was right there – but always in her world.”
Speech Coach, Author, Keynote Speaker
In the caregiving industry, it is a wise idea to consult with others to help encourage you and guide you through new experiences. If these tips helped you, please SHARE with your friends!
Caring for a loved one can be difficult even for the strongest people. As a caregiver it is important to take steps to care for your own health and wellness. With all of the stress many caregivers experience, it may be hard to manage before it gets to a point of complete caregiver burnout.
In order to keep your job rewarding and less stressful, there are things you can do. Here are some ways you can manage your stress in your caregiving position:
When you find that you aren't doing your job as effectively or that you are starting to wear thin, there's no shame in asking for help. If you try to put too much on your plate, things will only get worse. Using other people and caregivers as a resource or for help is highly encouraged in the healthcare industry. There is only so much one person can do.
Connecting with other caregivers who experience similar situations can help you to feel encouraged and to learn from your peers. Caregiver support groups can not only help you with your job, but with your social life. It doesn't hurt to make a few friends along the way.
Keep your mind set on goals you have for yourself personally. Aim to go to the gym a certain number of days every week or set a goal to read a book in a few days. If you occupy your time with things other than just caring for your loved one, things will be easier for you. Certainly what you are doing for your family member or friend is extremely important, but it's also important that you don't lose yourself in the midst of everything.
Okay, we know this might not be as easy as it sounds. With buying airplane tickets, getting a hotel and all of the planning there is so much you have to worry about before sailing away to paradise. Even if you have family with a beach house or you take a “staycation” it makes such a difference to just be able to relax. If you are a family member caring for a loved one it might not be as easy as an employee at a nursing home.
Time isn't something that you have a lot of when it comes to caring for an elder, but you should be taking the time to give your body the food and nutrients that it needs. A quick fast food meal might seem like an easy “pick-me-up” to save time, but it also tends to be a quick let-down.
Caring for yourself physically is key to having a healthy lifestyle as a caregiver. This isn’t another lecture about getting enough sleep and putting the right kinds of food into your body. However, we can’t stress to you how important it actually is. With the right amount of rest and a good diet, you’ll have the energy you need to perform well.
From caregiver to caregiver, we all know how hard it is to catch that well deserved break. Sometimes you just get caught up with so many tasks it can be easy to skip over your break. By making an effort to schedule a break and actually take it, it could make all of the difference.
Being a caregiver can be so rewarding if you know how to manage your work and personal life. One of the keys to a healthy balance in your life is to always remain positive. Instead of thinking of all of the things that seem difficult or that you can't do, think of all of the things you have done and the difference you are making in the life of your loved one.
Each year millions of US citizens get medical funding and assistance through either Medicare or Medicaid. But how many of us actually know the difference between medicare and medicaid? Our guide will help you to discover the ins and outs of these government programs.
For some people, the lines between medicare and medicaid may not be clear. With similar names and the same basic purpose, many are often confused about what each program has to offer and how it works. There are many differences, however, both are programs run by the government to help citizens pay for their health care.
Medicare is primarily funded by the federal government for a majority of United States citizens and permanent legal residents who meet the designated qualifications. This is not the same for Medicaid, which is funded by both the state and federal government. Medicaid is supportive of low-income families and people who meet all of the requirements of the program.
Medicare and Medicaid have similar benefits and coverages but some people might have dual eligibility, meaning they can get both programs. If you are dual eligible the two programs can be coordinated so that your health care costs are covered.
From state to state different services might or might not be included since each state runs their own program. Although each Medicaid program is different, all programs are required to have certain coverage for specific services. Medicaid.gov states that mandatory coverages include:
Other benefits that might be included in your individual state's Medicare program include prescription drugs, dental services, hospice.
The Medicare program comes in parts A through D which all cover different services.
Medicare part A covers any home health care, inpatient hospital care, hospice, skilled nursing facilities, lab tests and surgery.
Part B of the Medicare program (medical insurance) covers outpatient hospital care, select preventative services, medical equipment, doctor services, home health care and other health care providers' services.
Medicare Part C is supplemental plans that can be privately purchased to cover additional services that Medicare part A and B might not cover.
Prescription drugs are covered through Part D of the Medicare program. Each prescription drug plan has a different list of the drugs that are covered under each tier of prescription drug.
Medicare is a program that is connected with Social Security. Medicare is available to any US citizen or permanent legal resident who has been in the US for at least 5 years and is at least 65 years old. In certain situations it also may cover people with disabilities.
For those who are younger than 65 to be eligible for Medicare you must:
If you or your spouse have worked for at least 10 years and have paid Medicare taxes you could qualify for a premium-free Part A plan. To qualify for Medicare parts C and D, you must already be enrolled in Parts A and B.
Medicaid is offered to low income families and individuals who demonstrate a need. Therefore this program has firm income eligibility requirements which are different depending on the state you live in.
Payroll taxes and SS income deductions fund Medicare parts A and B. Participants in the Medicare program pay out-of-pocket for parts C and D. As for Medicaid each individual state has the option to charge a monthly medicaid premium and to have out-of-pocket requirements. However since Medicaid is a form of public aid that is paid for by tax dollars, usually recipients pay next to nothing for healthcare.
Whether you are about to turn 65, you are ready to retire, or need help getting health coverage you should know about all of your options and how to apply.
Enrollment for Medicare is only open during certain times. Sometimes some people are even automatically enrolled in Medicare when they turn 65. The 7 Month Initial Enrollment Period starts 3 months before turning 65, includes your birthday month, and ends 3 months after turning 65. It is important to know about all of your options so that when the time comes you know just what you want before applying for Medicare through Social Security.
If you are wondering how to sign up for medicaid, all you have to do is fill out an application in coordination to the state you live in. Call your state’s Medicaid office to learn more details about applying and what you need to know to fill out the application. If you are accepted or even if you are not, you should fill out an application every year to renew your plan or to see if your eligibility has changed.
If your card is stolen, lost or damaged you should request a card replacement from the Social Security Administration. You can do this on the website, by phone number or at your local social security office. If you have received your card through the Railroad Retirement Board, you have to go through them to get your replacement card.
If you happen to miss your 7 month initial enrollment period you will be able to enroll during the general enrollment period which is from January 1 to March 31 every year. There is a late enrollment penalty for Medicare Part B and for those who have to pay a premium with Medicare Part A.
The Medicare Savings Program pays Part A and Part B coinsurance, premiums, copays and deductibles for those with limited income. For MSP assistance qualification one must earn less than $1,245 and a couple, $1,813.
To find an office that accepts Medicaid you can use the Medicaid dental locator.
Medicaid will pay for the coinsurance, premiums and deductibles for Medicare Parts A and B for people with low income. These people are QMBs (Qualified Medicare Beneficiaries).
Medicaid planning is any assistance given to a prospective Medicaid applicant in preparation for the application. Medicaid planning is often used when the monthly income of an individual is close to the financial eligibility limit. With legal help, assets are rearranged so the individual becomes eligibility for Medicaid.
Have you ever felt motivated to live a healthier lifestyle but didn't know where to begin? Yoga has several benefits and can be done almost anywhere, at any time. Some assisted living and nursing homes even offer yoga classes to their residents. There are countless poses and maneuvers to try. We’ll explore 8 of them as we move forward.
Yoga for seniors has many benefits. It can improve blood glucose and blood lipids levels. It can lessen fatigue, and it can improve your sleep. It has also been shown to decrease pain.
It has also been shown to benefit social functioning, or the ability to effectively participate in society. Like exercise, it also benefits one physically by improving strength and balance.
Below, you'll find yoga stretching exercises for seniors, so you can get started improving your health right away.
Regardless of your current fitness level, you can do yoga. Some of you will have participated in athletics before, some of you may have never considered yourself an “athlete.” Either way, yoga can benefit you. Everyone is a beginner to yoga at some point.
With that in mind, let's get started.
Begin by dressing in comfortable clothing. It will be easier to do the following yoga poses if your clothing is not too tight or too baggy. Shorts and a T-shirt work great if you don't have any athletic clothing.
Now that you're appropriately dressed, you'll need a space to do yoga in. Any open space with enough room to stand, extend your arms in all directions, and sit down will work. You don't need a gym membership to do yoga. A living room will work just as well for a place to do yoga.
A yoga mat is useful but is not necessary. A blanket can also work to add a bit of cushion and comfort to these yoga poses.
If you are new to yoga or aren't sure how good your balance is, you may want to grab a chair to hold onto for balance. You may stumble a bit at first, so be sure always to keep the surrounding area free from objects that may injure you if you run into them.
Rely on your chair for balance as much as you need to. You'll see improvement in your balance over time, and soon you may not need a chair.
If you are concerned with your ability to exercise or do yoga, consult your local healthcare practitioner for guidance.
There are a few differences between yoga for seniors and younger people.
Unlike some younger people, seniors can have an easier time being mindful during yoga. While youths and young adults may focus on obtaining an aesthetic body, seniors are more able to focus on relaxing and feeling at peace.
On the other hand, younger people do not have to be as cautious when performing yoga. Yoga for seniors should involve extra care to keep those involved safe. This could mean modifying the poses by using a chair or bending your knees during certain poses if you aren't as flexible. It also means avoiding poses that are too physically demanding or which agitate existing conditions.
For example, if someone experiences shoulder pain, they should avoid doing yoga poses that place stress on the shoulders, such as the downward facing dog pose.
During all poses, be sure to breathe and concentrate on what you are doing. Focus on how your body is moving and how your body feels. Mindfulness is an important part of doing yoga. Pay attention to what feels good and what doesn't feel as good. Concentrating on your body and breathing will help you relax by keeping your thoughts in the present moment.
These yoga poses should be comfortable while you hold them. If they are not comfortable, adjust your body slowly until they become comfortable.
If you are having trouble balancing during any of the standing poses, try holding onto a chair for stability as mentioned above. As you perform this exercise, your balance will improve. Once you are very comfortable balancing with a chair for support, you can then try the pose without a chair.
Relying on a chair still counts as doing yoga. These are not just generic “chair exercises for seniors.” You are still doing yoga even if you need a chair for assistance.
If you can't hold a pose for the full 20-30 seconds, don't worry about it. Just come out of the pose, regain your balance, and then get back into the pose at your own pace.
If you experience pain at any time during a pose, stop doing the pose or modify the pose to work for you. Feel free to modify poses depending on your flexibility. Gradually work your way towards better form. Not everyone is super flexible, just do what you can.
Yoga isn't a race. Take your time, and progress at your own pace.
This pose will improve your balance and posture and will strengthen your ankles and legs. During the exercise, focus on standing tall and on your breathing.
This pose will improve your upper body strength, stretch the back, and improve concentration.
This pose can help with circulation, and it can also help alleviate pain in the lower back and legs.
This pose will strengthen your legs, abdomen, and glutes. It can also improve your posture. This pose is simple. You can do it nearly anywhere and anytime.
This pose can also be done sitting in a chair. Simply follow the same principles above regarding upper body posture and breathing, but now you're doing it while sitting.
This pose strengthens the back, legs, and ankles. It also calms the body and mind.
It may help to have a pillow under your lower back for added support and comfort when entering and leaving this pose.
This pose stretches out the muscles in the legs and improves lower body range of motion.
This pose relaxes your body and mind, and it also reduces stress. The relaxation pose is simple.
Photograph by Jemasty (Wikimedia Commons) / CC BY-SA 3.0
This pose strengthens core muscles and improves posture.
Retirement is something we often look forward to later in life. It's not called your “golden years” for no reason. With retirement comes a new level of freedom and relaxation that you have never known before. What are you going to do with your life once retirement creeps up on you? Hearing a few good retirement quotes from retirees could help spark an idea in your mind.
Regardless of your plans for these last decades of your life, every retiree could use a few pick me ups, jokes and encouragements in their life. Here is a list of the best retirement quotes to inspire you in your new journey.
If you are having one of those days where you don't know what to do with yourself, look back on these retirement quotes to brighten your day.
Think of retirement as not just an end to something, but a new beginning. Retirement is time to explore and enjoy the life that you have made for you and your family. Take that trip you've always wanted to go on or do something crazy. Now is your time!
“I've been attending lots of seminars in my retirement. They're called naps.” – Merri Brownworth
All of your busy days throughout your working years will become worth it. During retirement you can take all the naps that you wanted to while you were working, but couldn't.
“Don't simply retire from something; have something to retire to.” – Harry Emerson Fosdick
In order to keep away from boredom you have to have things to retire to. Whether that's spending time with family, traveling, gardening, golfing or reading you need things to keep you occupied.
For all of those years before retirement you were so busy with working. Now as a retiree you have the freedom to just enjoy life and work on simply living.
“The trouble with retirement is that you never get a day off.” – Abe Lemons
With retirement you get the benefit of having every day off from working. However, having no days off from retirement also comes with the new title “retiree”. Either way you look at it, you're retired and should enjoy everyday as it comes.
“Retirement is wonderful. It’s doing nothing without worrying about getting caught at it.” – Gene Perret
Throughout your working years you have probably had days where you feel unproductive. After retiring you can be as useless as the “g” in lasagna without a worry in the world.
Everyone who retires has years to their life. What you have done with those years is what really actually matters. Your age is just a number, but your life leaves a legacy.
“Retired is being tired twice, I've thought, first tired of working, then tired of not.” – Richard Armour
After all it isn't called re(tire)ment. Whether you keep yourself busy or you are tired of doing nothing, finding your groove is so important. Do what makes you happy, even if it means being a couch potato every now and then.
“Stay young at heart, kind in spirit, and enjoy retirement living.” -Danielle Duckery
You've grown older, but that doesn't mean you have to act older. Retirement is your time to be young again. Be carefree and silly during these years.
Any golfers out there know that the game isn't relaxing all the time. Finding a hobby to challenge and keep you busy is a great way to go through your golden years.
“What do you call a person who is happy on a Monday? Retired.” -Anonymous
No more Monday Blues for you if you are retired. There's something about Mondays the working world does not like. Retirees, what's your excuse?
“You are never too old to set a new goal or dream a new dream.” – C.S. Lewis
Just because you are retired doesn't mean that you have to stop dreaming. Now's the perfect time to set new goals and be a dreamer once again.
Find your new lifestyle in retirement and enjoy it. Go on a road trip you've always wanted to go on. Go out there and embark on a new journey.
“My retirement plan is to find a shopping cart with good snow tires.” – Patty Doyle
There's no better time than retirement to purchase that baby blue 69′ Ford Mustang Convertible. Ok, it doesn't have to be that exact car, but you get the point. If you can, buy your dream car. It will make your retired years fun.
“Retirement has been a discovery of beauty for me. I never had the time before to notice the beauty of my grandkids, my wife, the tree outside my very own front door. And, the beauty of time itself.” -Hartman Jule
Inhale and take in all of the beautiful things that life has to offer. Spend time with your family, spend time in nature and find beauty in the small things.
Once you hit retirement, your life will change drastically. You can look forward to new opportunities and experiences that await you in your new life.
When you think of “retirement” you should think of happiness, adventure, wealth, and health. Hopefully these inspiring and funny retirement quotes will help you to realize just how special these years are. Now get out there and enjoy it!
As you can imagine, there are many benefits of physical activity for individuals of all ages. Not all people reap these benefits though because not everyone exercises. Don't let you tell yourself that you are too old, too sick or too out of shape to exercise. Specifically in seniors as aging kicks in, exercise is an important component in improving many areas of senior health.
Let's get real, everyone handles aging differently, so not all seniors experience the same issues. Aging may often take a toll on mobility, balance and healing processes in some elders. In order to keep independence and try to prevent certain health problems it is important to maintain consistent physical activity. There are tons of senior exercises that one could participate in.
Seniors who participate in regular physical activity are less likely to develop mobility problems and other health related issues.
Getting older tends to come with a list of health problems for many seniors. With consistent exercise this list could get shorter. Many might think that the risks far outweigh the benefits when it comes to our elders exercising. This couldn't be more false. There are far more benefits to our elderly parents and grandparents taking part in exercise than there are risks. According to the American Academy of Family Physicians, exercise for seniors could improve blood pressure, osteoarthritis, neurocognitive function and these other health areas:
With a strong and healthy body you are able to fight off illness and infection easily and quickly. As you age it is easy for your immune system to weaken due to several different factors. So you might be thinking “how do you get a strong healthy body”? Exercise is an important part to having a healthy body.
Many times if a person has hypertension or high blood pressure a medical professional will recommend frequent physical activity. Exercise tends to help lower blood pressure and lower the risk of heart disease. Anything that raises your heart rate increases the flow of blood to your heart which helps ties into improved heart health.
Those who exercise regularly help protect themselves against loss of bone mass. This in turn decreases the risk of developing osteoporosis. Walking and jogging are great examples of workouts that strengthen bones.
Continual exercise also helps to boost metabolism because activity aids in digestive health.
Physical activity in elderly helps lessen the chance of getting many conditions like Alzheimer's, obesity, colon cancer, diabetes and heart disease just to name a few. Exercise can also assist in managing arthritis and high cholesterol.
A lot of older people think that as they get older they do not need to exercise. These myths partially tie into the reason why elders abandon their workout routines:
Don't fall into the trap of believing these many myths like many others. Step ahead of them so that you can live a more healthy life.
There are so many different ways seniors can get their daily exercise. Whether it's with some exercise videos for seniors, light weight training or cardio workouts, there are a variety of options.
Strength training in our elderly generation aids in preventing loss of bone mass and builds balance. Even something as simple as squeezing a tennis ball builds up strength.
Not only does working out help out in physical ways, it can also help your life emotionally. A good workout can encourage adequate sleep, trigger healthy eating, build confidence and help you feel good overall.
Most physicians prescribe a daily dose of 30 minutes of cardio workouts. Even if it's only for 10 minutes a day, get out there and exercise. It will surely make a difference!
If you are a participant in Medicare or about to become one, it's important for you to understand every aspect of it, including Medigap. Despite what you may think or might have been told, Medicare does not cover everything. There are some services that aren't covered and you will have to pay additional costs like copays and deductibles. Many Americans try to lessen this by finding Medicare Supplemental Plans that will help pay for things Medicare won't.
Before the time comes to enroll, you might want to ask yourself “What does medicare cover?” and “Do I need supplemental insurance?”.
Medigap insurance policies are for those who already have Medicare Parts A and B. This helps to cover things that original Medicare does not cover. Supplemental insurances work with Medicare to help provide participants with more coverage for even less.
Among all of the different plans the most popular supplemental plan is Medicare Supplement Plan F. Out of all the different supplemental plans 55% of all supplement plan participants are enrolled in Medicare Plan F. Medicare Plans N and C are the next popular and then Plans L and M.
Supplemental plans work along side of Medicare to provide additional assistance to participants so they can get the best healthcare possible. What many do not know before signing up for Medicare is the coverage that is offered.
Medigap insurance may cover hospital stays up to a year after your Medicare Part A coverage has run out. A supplemental plan might also help to cover the first three units of blood received during a hospital stay, Part A Hospice copayments and Part B coinsurance.
When enrolling in Medicare there's a possibility that you could be automatically enrolled in other types of insurance too. Including your other types of insurance when filling out your initial enrollment questionnaire is super important in order for Medicare to decide which coverage will be used first when paying for services.
Every state has their own timeframes that you can buy a Medigap policy. Within most states insurance providers will only allow you to purchase a supplemental plan at certain times. Outside of this time period if you try to buy Medigap, insurance companies are legally allowed to deny you coverage, limit your coverage or charge you a higher price.
Just like other kinds of insurance each individual company sets their own prices based off of certain criteria. Researching each plan from a variety of companies helps you to understand how every company prices their policies. In general there are typically three tiers of pricing; no-age rated, issue-age rated and attained-age rated policies.
Community or no-age rated medigap plans calculate your monthly premium without taking into consideration your age. Anyone enrolled in this kind of plan will pay the same amount no matter their age. Inflation may cause your premium to increase, but never due to age.
This kind of Medigap takes into consideration the age at which you enroll into an insurance policy. So if a person enrolls right at 65 the premium would differ to that of someone who enrolls at age 72.
Attained-age medigap plans increase based on your current age. So when you first enroll your premium will be less and will increase as you age.
Other elements that could affect the cost of your Medigap policy include:
To be eligible for a medicare supplemental policy you have to first at least be 65 years of age or older. Existing enrollment in Medicare parts A and B is another requirement before you can even consider buying a Medigap plan.
Finding the Medigap provider and plan that is best for you can often be challenging.There are so many different options out there it might be overwhelming to find a plan. For help in your search for the right policy and to learn more about Medicare Supplemental plans, click here.